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Delaware's Leader in Wealth Management
We help you plan your best financial future.
How Can We Help You Today?
In a 2020 survey by TD Ameritrade, 58 percent of Americans said they would grade the adequacy of their retirement savings at a C or lower.
Even in these tough financial times, you may be thinking that hiring a financial planner is something only the very wealthy do. But today, even if your net worth isn’t huge, having an objective third-party perspective can save you money and keep you from making financially detrimental mistakes.
About 58 percent of the American public believes that they are not knowledgeable enough to make the right financial decisions on their own, according to a recent report from TD Ameritrade. This means that the majority of people are not, either intentionally or inadvertently, working against their best interests.
If you’re looking for peace of mind and don’t want to worry about money anymore, get a financial plan in place. Here are the top five reasons why.
5 Reasons Why You Need a Financial Planner
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You Want a Roadmap to Navigate Financial Decisions​
Many people have questions about the best way to invest their money, keep it safe from lawsuits and creditors, set up college savings plans for their kids , and plan for retirement. A good financial planner will ask you the right questions based on your goals and then create a plan that is tailored just for you. They can also help protect your money from lifestyle creep – because if you don't have a written financial plan, chances are high that you'll live beyond your means.​
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You're Uncertain if You Qualify for More Tax Breaks​
A financial plan can also help you take advantage of all the tax breaks and credits available to you , such as: child or eldercare expenses, charitable donations, college savings plans and more!
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You Want to Sleep Better at Night
Having a financial plan in place can give you peace of mind that will allow you to sleep better at night. If your money is on autopilot, then all you have to think about is what's for dinner. A good financial planner can also help you prepare for retirement and ensure that your estate passes to your heirs with the least amount of taxes and fees owed.​
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You Don't Want to Jeopardize Your Golden Years
We've seen it happen too many times: someone quits his job after 20 or 30 years only to learn that there just isn't enough money in their 401(k) or IRA to cover their expenses in retirement . The biggest reason for this is having your money in too many different products. Consolidating to two or three well-chosen investments offered by a good financial planner can save you big bucks over the years.
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You Want to Make Wise Investments
Even during these tough times, there are still some opportunities out there to grow and your assets . But only someone who knows your complete financial picture can find them for you. I've seen clients lose money by investing in unsuitable products, such as variable annuities that have surrender charges or high expense ratios . A good financial planner will analyze all of your investments and make a recommendation about which ones make the most sense for you. Of course, there is no guarantee any investment will succeed, but a good plan should increase the odds of success.
A Powerful 2-Step Guide
Retirement Planning Made EASY
Download your FREE copy of this practical guide for helping you plan for retirement! Whether you’re just getting started or have already started your planning process—we’ve gathered some helpful tips to help you reach your retirement goals.Â
We make partnering with a trusted Financial Planner easy.
Too many people find the idea of finding a financial planner intimidating, but it doesn’t have to be. Our process is designed to help match you with the perfect Black Diamond financial advisor quickly and easily.Â
1-Hour FREE Consultation
Our evaluation process centers on two core axioms: clarity and focus. When we work with our clients, our team wants to lend our focus through comprehensive fact-finding, and data analysis to consistently give our clients clarity about the issues contained within their finances. We firmly believe that asking the right questions, and constantly listening for feedback, updates, and changes puts our clients in the best possible position for success.
Personalized Wealth Management Plan
Once we feel like we have the proper focus, and clear understanding of our client’s financial information we begin to synthesize the data into an active wealth management plan. We know our client’s resources aren’t infinite so we assess the relative priorities of their goals and begin the process of improving their overall financial situation by maximizing the resources our clients possess.
Trusted Financial Planner to Guide You
After your wealth management strategy has been outlined we begin working diligently on the creation of your personally attuned investment strategy. We believe an academic, and evidenced-based approach, with a tax-efficient overlap, is the appropriate way to craft our client portfolios. We believe in complete transparency, so our clients have full access to their accounts via our online reporting systems.
Request Your Free 1-Hour Consultation
Schedule a meeting with our financial advisors and we'll help chart your financial future with a personalized wealth managment plan.
FREE COMMUNITY EVENTS
Live, In-Person & Virtual Events
Are you planning for retirement? Or perhaps you’re exploring ways to save money to put your children through college. Wherever you are in your life’s journey, we help provide the local community with the education they need to make well, informed financial decisions. We hope that you’ll consider joining us for one of them!
August 2023
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What our clients say about us.
We pride ourselves on delivering exceptional financial services to our clients. Take a look at what a few of them have to say about it!
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