Insights & Resources
Insights from
Black Diamond
Education and perspective on retirement, investing, taxes, estate, and the financial decisions that shape a life — from Delaware's independent fiduciary advisors.
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Your Financial Guide After Loss
Losing a spouse is one of life’s most painful and disorienting experiences. In the first year after such a loss, the days can feel overwhelming, filled with unfamiliar decisions, countless details, and emotions that seem to shift by the hour. It is natural to feel unprepared, uncertain, and even paralyzed at times. Please know, you…
Navigating the High Seas of Market Volatility: A Guide for Soon-to-be Retirees
The financial markets, much like the vast oceans, are unpredictable and can sometimes be tumultuous. For soon-to-be retirees, navigating these choppy waters can be particularly daunting. After all, the stakes are high – your life’s savings are on the line, and the decisions you make now can significantly impact your retirement years.
The Positive Side of Emotional Decision Making
Rational investors make better decisions—or so the thinking goes. However, new studies show that rational thought and emotions are both necessary to cut through the details, focus on what’s important, and get The science of economics has long been based on the assumption that people act rationally when making financial decisions. Money and math require…
Why It’s Never Too Late To Start Investment Planning
The older we get the faster life seems to move. In the blink of an eye, many of us go from starting at our first job to winding down for retirement, and everything in between. Keeping up with the pace of everyday life can be difficult. People often put projects on the back burner, such as…
8 Reasons To Hire Someone To Help With Your Income Tax Planning
In 2015, there were over 100 pages providing instructions for Form 1040. If you’re unsure, Form 1040 is the simplest tax form. The time you take to read it while doing your income tax planning may double as you try to ensure you meet all the tax requirements. The alternative might be leaving yourself open to an…
How to Get Help Setting up an Investment Plan
The investment landscape has never been more convoluted. There are so many opportunities available for the everyday investor. Many don’t take the time to think about what their options even are, let alone which one’s going to best serve them. In the United States, nearly 75% of investment plans are set up by an employer. This means that…
5 Ways To Ensure Your Financial Security for the Future
Has a recent event made you realize the importance of financial security? Whether it is celebrating a new child, a wedding, or even a divorce, retirement planning is essential at any stage. If you’re clear about where to start when it comes to retiring in Delaware, allow us to provide some insight. Here are our top five tips for…
The Difference Between Financial Advisors and Financial Planners
Approximately 75 percent of Americans currently manage their own finances, and only 17 percent work with a financial advisor. Are you part of the former group? Have you been thinking about partnering with financial advisors to improve your approach to money management? If you’re considering working with a financial advisor, it’s important to know what they do…
4 Reasons Retiring in Delaware Is Best Done With a Financial Advisor
After decades of hard work, you’re getting ready to leave the grind behind. That’s right: retirement is right around the corner and you’re ready to jump in headfirst. But before you do, we highly recommend that you speak to a financial advisor. Wondering why retiring in Delaware is best accompanied by the help of such an advisor?…
How To Find the Best Financial Advisors in Delaware in 2021
Are you a Delaware resident looking for the best financial advisor in your area? There are over 218,000 financial advisors in the United States but the one you pick can have a significant impact on your future. Before you begin the search for your financial advisor, you need to understand what a financial advisor does and why…
5 Reasons to Talk to a Financial Planner Before You Retire
You’ve worked hard your entire life. Retirement looks like it may be an exciting possibility soon. Through sacrifices and smart investing, you have accumulated some retirement funds and are planning for social security eligibility. Are you concerned about managing retirement funds and getting answers to legal questions? Hiring a financial planner may be an affordable option for making…
Why Planning a Wedding Would Call for a Financial Advisor
Are you hearing wedding bells? Well, it might just be time to call a financial advisor.
4 Reasons Why You Should Meet With an Estate Planner Sooner Rather Than Later
Estate planning is something most people dread but it is better to meet with an estate planner sooner rather than later. We cover why in this article.
Why It’s Never Too Late To Start Investment Planning
Are you afraid you may have missed out on your chance to start investment planning? In our latest resource, we’re sharing why that just isn’t true.
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